Contribution reminders on
Savings circles. One ledger.
Savings circles. One ledger.
Savings circles. One ledger.
Savings circles. One ledger.
PayWallet

Round types

Pick what fits your group

Classic, Hybrid, and Custom map to portal presets (ROSCA, HYBRID, STANDARD) — same create gallery, no new engines.

Looking for tradition-specific guides? See Mukando and Stokvels — this page covers Classic / Hybrid / Custom product types only.

Choose a type, estimate the pool, then open the member portal create flow with that preset.

Most popular · ROSCA preset

Classic

Everyone contributes the same amount each cycle, and one member receives the rotating payout. Familiar rotating-savings maths — mapped to the ROSCA portal preset.

Example: 10 × 100 → 1,000 pool → one recipient each cycle

  • Fixed contributions
  • Rotating payout order
  • Simple and familiar
  • Grace period & reserve available
Goals · HYBRID preset

Hybrid

Build savings together first, then unlock priority payouts and a final share-out at the end.

Example: Accumulate → priority payouts → residual share-out

  • Accumulate before payouts
  • Priority access for early savers
  • Final share-out
  • Maps to the portal HYBRID preset
Flexible · STANDARD preset

Custom

Configure contribution, cycle length, payout order, reserve and penalties — your group, your rules.

Example: Wizard steps on the same preset gallery — no new engine

  • Flexible amount & frequency
  • Choose payout order
  • Optional reserve & loan rules
  • Guided wizard: type → contributions → payout → protection → review

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