Zimbabwe
Mukando
A rotating contribution among people who already trust each other.
Read the guide →// communities
Built for the name your circle already uses.
PayWallet does not rename the tradition. It gives the organiser and the members one record of who paid and who is next.
South Africa
Stokvel
A savings club with a shared pool and a published turn.
Read the guide →Kenya
Chama
A members’ circle for contributions, welfare and rotating payouts.
Nigeria
Esusu / Ajo
A contribution round where each member takes a turn receiving the pool.
Ethiopia
Equb
A rotating savings association with a fixed contribution and order.
Ghana and the Caribbean
Susu
A regular contribution paid out to one member each cycle.
West and Central Africa
Tontine
A pooled contribution with a scheduled recipient.
Asia and diaspora
Hui, Paluwagan, committee
The same rotation under local names, on one ledger.
Start the circle with the people you already save with
Create on the free plan and invite members with a code.