Groups & membership
Create and join limits scale with FREE → PLUS → BUSINESS — invites and roles stay clear.
Member portal · per-user plans
Free to create. Clear when you grow.
Creating a round and inviting members costs nothing. SaaS is per member account — you only upgrade when you need more capacity.
At a glance
Free to create — example costs before the full matrix
- Create & invite: $ 0 — no charge to start a round or add members on FREE.
- FREE plan: $ 0/mo · 1 group create · 1 round create · join max 3.
- Example upgrade: PLUS from $ 5.99/mo when you need more groups, loans, reminders, and reports.
- Before you pay: plan and any applicable payout fees are shown in the portal before you confirm.
Non-USD amounts use the local marketing price book. Checkout still requires Stripe Price IDs for FX.
Capability
What each plan unlocks
Same round engine for everyone — higher plans add scale, automation and organiser depth.
Contributions & ledger
Every plan posts contributions to a shared ledger. Higher plans add reminders and richer policies.
Payouts & loans
Classic rotation on every plan. PLUS unlocks loans and more rotation modes; BUSINESS adds payroll.
Reports & analytics
Statements for every cycle. PLUS and BUSINESS deepen reports, audit trails and organiser analytics.
Choose your plan
Billed per member account. Upgrade anytime from Billing.
Free
FREE$ 0/ mo
Start one group — join up to three
- Create 1 group + 1 round
- Join up to 3 groups
- Fixed rotation · manual contribute
- Invites & member portal
Group+
GROUP_PLUS$ 2.99/ mo
USD price book · Stripe Price ID required for FX checkout
Organizer mid-tier — more circles without full Plus
- Create up to 3 groups + 3 rounds
- Unlimited group joins
- Fixed rotation · manual contribute
- Soft step before full Plus
Most popular
Plus
PLUS$ 5.99/ mo
USD price book · Stripe Price ID required for FX checkout
Unlimited groups for growing circles
- Unlimited groups & rounds
- Unlimited group joins
- Loans, reports & payment reminders
- Bid / need / random rotation policies
- Meetings, social fund & shares
Business
BUSINESS$ 9.99/ mo
USD price book · Stripe Price ID required for FX checkout
Payroll, analytics, and org-scale circles
- Everything in Plus
- Rounds for Work (payroll CSV)
- Advanced analytics & audit trails
- Hybrid & weighted rotations
- Priority + PAWA Concierge
Plan CTAs open member signup, then checkout for PLUS or BUSINESS. You can stay on FREE anytime.
Features & capability
Full feature comparison
Side-by-side Free, Group+, Plus and Business — aligned to plan limits.
| Feature | Free | Group+ | Plus | Business |
|---|---|---|---|---|
| Limits | ||||
| Groups you can create | 1 | 3 | Unlimited | Unlimited |
| Rounds you can create | 1 | 3 | Unlimited | Unlimited |
| Groups you can join | Max 3 | Unlimited | Unlimited | Unlimited |
| Leave non-active group to free a join slot | N/A | N/A | N/A | |
| Core | ||||
| Member portal & wallet | ||||
| Invites & join by code | ||||
| Fixed rotation | ||||
| Manual contributions | ||||
| Contributions, payouts & penalties | ||||
| Payments | ||||
| Automated payments | When rails live | When rails live | ||
| Card / mobile money contribute | Optional when configured | Optional when configured | ||
| Manual ledger contribute | ||||
| Payment reminders | ||||
| Payroll deductions | ||||
| Rotation | ||||
| Bid / need / random rotations | ||||
| Hybrid & weighted rotations | ||||
| Growth | ||||
| Round loans | ||||
| Reports | ||||
| Meetings, social fund & shares | ||||
| Advanced analytics | ||||
| Audit trails | ||||
| Support | ||||
| Email support | ||||
| Priority support | ||||
Ready to start a circle?
Create your free member account, or jump to Plus after signup.