Contribution reminders on
Savings circles. One ledger.
Savings circles. One ledger.
Savings circles. One ledger.
Savings circles. One ledger.
PayWallet

// members

Pay in. See your standing. Take your turn.

Join with an invite code from your organiser. Your contribution, your loan and your payout live on the same ledger.

  1. 01 Join

    Redeem the invite code. The organiser approves you before the cycle counts you in.

  2. 02 Contribute

    Pay the agreed amount on the agreed date. You can see that it posted.

  3. 03 Borrow, where the plan allows

    Request a round loan. Repayment is scheduled on the ledger, not in a side chat.

  4. 04 Receive

    When it is your turn, the payout is recorded for the whole circle to see.

Have a code from your organiser?

Join the round, or create your own circle if you are the one starting it.

    Cookies & privacy

    We use essential cookies to run PayWallet, and optional analytics cookies to understand what to improve. You choose — your circle data is never sold or shared.

    Read the cookie policy.