Round Management
Command Centre for today’s actions — who paid, who is late, what needs approval.
Features
Everything your round needs to run properly
Create, operate, monitor, protect and complete a round — with a ledger everyone can see.
Product proof
What organisers see
Sample portal surfaces (illustrative figures) — labels match the member app (Command Centre, Contributions, Payout schedule). Last parity review 2026-10-05.
WebP preferred · SVG fallback · npm run proof:webp or npm run proof:staging (frozen UI)
Pool, paid, due, next payout — today’s actions.
Who paid, who’s late, ledger references.
Turn order with amounts and cycle dates.
Round Command Centre
Run your entire round from one place
Reminders, follow-ups, reconciliation and payout scheduling run in the background — so you open the app and see what needs attention today.
- See who has paid, who is late, and who is next — at a glance
- Approve payouts, review loan requests and send reminders in one tap
- Automatic monthly statements your whole group can see
- Round Health score — spot risk before it becomes a problem
rounds · Command Centre
OverviewMembersContributionsLoansReports
Family Round · Cycle 4 of 12
HealthyPool
$1,000
Paid
9/10
Due
1
Next payout
$1,000
Today's actions
1 member has not paidRemind
1 payout awaiting approvalReview
Round statement readyOpen
Core operations
Member Management
Invites, roles, verification and standing — clear for every organiser.
Contributions & Ledger
Immutable contribution records with references every member can trust.
Payout Management
Schedule, approve and send payouts with a full audit trail.
Automation & risk
Smart Reminders
Automatic follow-ups before, on and after due dates.
Round Loans
LTV-backed borrowing against round position with clear eligibility.
Penalties & Protection
Grace, penalties and optional reserve so payouts still go out.
Round Analytics
On-time rates, trends and vs-last-round deltas for organisers.
Records & history
Reports & Statements
Downloadable statements for every member, every cycle.
Round History
Timeline of every event — dated, timestamped and referenced.
Product screens
The operating system, screen by screen
Nine core surfaces that make PayWallet an operating system — not just a savings app.
01
Round Command Centre
Everything that needs attention today, in one view.
02
Round Timeline
Every event dated, timestamped and referenced.
03
Round Health
Vital signs updated in real time — score and thresholds.
04
Build Your Round
Guided wizard from idea to a live, verified round.
05
Round Loans
Borrow against your position with clear eligibility.
06
Member Reliability
Contribution history as a portable trust record.
07
Transparency Centre
Where money is, who paid, who is next — always visible.
08
Round Statement
Downloadable record for every cycle.
09
Round Analytics
Trends and vs-last-round deltas for organisers.
Why PayWallet for your circle
Everything you need to run a fair round — without spreadsheets or disputed payouts.
- Classic rotation rounds and hybrid accumulate-then-payout circles
- Create rounds and invite members with shareable codes
- Shared ledger every member can verify
- Reminders, grace and penalties without spreadsheet drama
- Round loans against your position when eligible
- Statements and audit trail for every cycle
All about rounds credit
Your rounds build your credit
Millions save in rounds every month, but that discipline never shows up on a credit report. PayWallet changes that — every on-time contribution becomes proof you can be trusted.
Every payment counts
On-time contributions are recorded and build your PayWallet rounds credit history — automatically.
Grow your credit score
A strong rounds record grows your score, so the system can trust you with more.
Unlock more with your rounds
Good standing unlocks bigger rounds, early payout positions, and shopping credit with partner stores.
PayWallet credit score
742
Example score
36 on-time contributions+120 pts
3 rounds completed+90 pts
Start free — fees stay transparent
Creating a round and inviting members is free. See full plans when you are ready to grow.